An advertisement for free interest from the bank broadcasts on the Krusty Krab's TV. Mr. Krabs hears about it, and as always rushes to the bank. Mr. Krabs notices that people get interest. Mr. Krabs over-obsesses about money, and Nancy presses a button for guards to kick him out. Mr. Krabs disguises as a mustachoid man, but the disguise fails.
Mr. Krabs disguises again, but as a woman, and Nancy told him he had to make a deposit. Mr. Krabs chooses to deposit only a penny, but is anguished. While saying goodbye to his penny, he falls down to a room full of money. He arranges this pile of money into a restaurant. SpongeBob sees that Mr. Krabs is gone. He goes to Pearl, then he calls Mr. Krabs, who says he is running out of oxygen. He then goes to Patrick and asks for his help to break in a bank. Patrick does a spit-take and is shocked at how crazy this is, only to say it is great. SpongeBob and Patrick arrive at the bank and discuss how to get it. Patrick brings some shoelaces, and SpongeBob grapples them to the roof. The shoelaces untie themselves, and he falls. Patrick brings a grappling hook, but it also fails after they took the vent that led that back at the front. He has a key, and SpongeBob commands him to use finesse. Patrick uses his "finesse", but the bank opens at the same time. Mr. Krabs hallucinates, and imagines himself on a beach with a woman made of money, only for the beach to be in fire. The money is the sucked by a vacuum cleaner, which is a dragon in Mr. Krabs' imagination. SpongeBob breaks in, but takes his ski mask off. He requests a bank guard to withdraw one Mr. Krabs. The guard sees Mr. Krabs breaking the vacuum cleaner, and promptly kicks him out with SpongeBob, along with his "deposit". Mr. Krabs is angry that the bank didn't even give him his free interest, but gets another penny thrown at him. He says he doubled his money.
( ‣ ) Associated production music
( • ) Original music
( ◦ ) SpongeBob music
• ? - Sage Guyton and Jeremy Wakefield [title card] •Bikini Bottom News Theme - Nicolas Carr [Breaking News] ‣ ? [opening of new bank] •Chase Cue 2 - Sage Guyton and Jeremy Wakefield [Krabs runs to the bank] ‣Waikiki Dance - Lionel Wendling [customers geting free interest] • ? - Jeremy Wakefield [Krabs kicked out] ‣ ? [Krabs with false mustache] • ? - Jeremy Wakefield [Krabs kicked out again] ‣ ? [Krabs wearing a dress] •Botany Bay - Michael Bolger and Nicolas Carr ["Oh, penny, I'm gonna miss you."] • ? - Nicolas Carr ["Oh, well, that looks secure."] ‣Expectant Stab - Harry Bluestone, Emil Cadkin [security guard locks safe deposit box] ‣ ? ["This can't be true."] ‣Man Who Broke Bank at Monte Carlo - Roger Alan Wootton [Krabs dives into pile of money] •Botany Bay - Michael Bolger and Nicolas Carr [Krusty Krab exterior] •Vibe Sting - Nicolas Carr [Krabs' office empty] • ? - Michael Bolger and Nicolas Carr ["Would you pipe down?"] ‣Adventure Fanfare 1 - Harry Bluestone, Emil Cadkin [SpongeBob goes looking for Mr. Krabs] • ? - Michael Bolger and Nicolas Carr [Krabs is trapped in the bank] • ? - Nicolas Carr ["Time to rustle me up some friends!"] ‣Disastrous Event 2 - Harry Lubin [SpongeBob talks to Pearl] ‣ ? ["You look absolutely stunning tonight."] ‣Dramatic Impact 6 - Ivor Slaney ["I gotta save Mr. Krabs!"] ‣ ? [Krabs in money hammock] ‣ ? ["Sun, sand and surf!"] ‣ ? [SpongeBob and Patrick in ski masks] ‣Danger Sign - Harry Bluestone, Emil Cadkin ["Not now, Patrick."] • ? - Michael Bolger and Nicolas Carr ["Why did I come to this uninhabitable island?"] ‣Evil Horror - Harry Lubin [money dragon] ‣ ? - "Patrick, you ready?" ‣K-55 - The Woodies [SpongeBob and Patrick try to get in through the front door] • ? - Jeremy Wakefield [Patrick runs off] ‣Cellar Search - Philippe Pares [SpongeBob removes his ski mask] •Vibe Sting - Nicolas Carr [SpongeBob asks to withdraw Mr. Krabs] ‣Sword Fight - Harry Bluestone, Emil Cadkin [Krabs fighting a vacuum cleaner] • ? - Jeremy Wakefield [SpongeBob and Krabs kicked out] • ? - Michael Bolger and Nicolas Carr [ending]
This episode was released on iTunes on May 25, 2013.
This is the second time Mr. Krabs dresses as a woman to get to money. The first was in The Cent of Money. In fact, the outfit he wears is similar if not the identical to the one he wore in that episode.
This episode preceded the series premiere of the new television series, Sanjay and Craig.
This is the second time SpongeBob and Patrick attempt to break into a place. The first was Doing Time.
The Bank Manager has a similar personality and voice to the Bikini Bottom Mint tour guide, Bill. They both seem to have calm voices even when angered. Ironically, both of them work in similar lines of occupation.
The vacuum cleaner seen in this episode is similar to the one seen in the episode Squid's Visit.
Although Nat Peterson is seen as one of the officers that escorts Mr. Krabs out of the bank, he is later seen in the Krusty Krab, out of uniform, eating a Krabby Patty. This may be because the Bank of Bikini Bottom Bank closed up for the night (as Nat accidently locked Mr. Krabs in the safe before leaving).
Funny that in this episode, Officer John and Nat Peterson play somewhat major roles. Officer John and Nat currently hold the record for having a major role in a single episode being a Bikini Bottomite (Nat Peterson's role in Plankton's Regular and Officer John's role in Keep Bikini Bottom Beautiful).
Usually, in order to open a safe deposit box, you must have 2 keys. Your own, and the bank's. Nancy Suzy Fish only used 1 key.
When SpongeBob asked Patrick about having shoe laces, he said that it was the closest to him of having shoes. However, he wore shoes in Your Shoe's Untied which it may believe that this episode took place a little before that episode or he just forgot.
Mr. Krabs should have put all of his money in the bank, then he would have got double his money, and he could then take out the money right after he got the interest.
In Hebrew version of this episode, there no words in title card.
It is unknown how the vacuum cleaner ended up in the safe with Mr. Krabs.
This episode's title is a pun of "safe deposit box".
When Mr. Krabs ran out of the Krusty Krab to get to the Bank of Bikini Bottom Bank, in that shot, the road that leads to the Chum Bucket is not there.
When SpongeBob and Patrick are at the door and Patrick is attempting to pick open the locks of the bank doors, the horizon is still dark. Yet, when the male bank employee changes the "Closed" sign to "Open" and opens the doors, it turns to morning.